Real Estate Information

San Mateo County Real Estate

Samia S. Morgan

Blog

Displaying blog entries 1511-1520 of 1546

San Francisco CA Bay Area Neighborhood Information and Resources

by Samia S. Morgan

My neighborhood websites were designed specifically for you--Created with all of your needs and interests in mind.

Please enjoy your neighborhood site and use it often. You might even want to bookmark it! These sites offer you the information you need at your finger tips.

If you have friends or family who might be interested in any of the information you find submitted here, simply email the page to them!

Be sure to check out the pages that highlight our local parks, restaurants and select travel destinations in Northern California. I hope you will find all of this information useful.

Please send me an email with your suggestions on how we can improve these sites and remember, each site is absolutely FREE and was designed exclusively for you and your neighbors!

Alameda Area Neighbors

Burlingables

Hayward Park

San Mateo Knolls

San Mateo Village

Sterling Downs

Sunnybrae Neighborhood

San Mateo Opening Doors in Our Community

by Samia S. Morgan

The Houseing Endowment and Regional Trust (HEART) has announced they will be launching a new home buyers assistance program this spring called Opening Doors in Our Community.

San Mateo County has a strong local economy, but it has become increasingly harder, for some people that make up our workforce, to afford to buy homes here. HEART wants to help these people "put down roots" here instead of having to relocate outside the county and commute to work everyday.

The Opening Doors in Our Community Program  will be available to low to middle income workers who live or work in San Mateo County and meet some specific qualification factors such as:

·          household income, up to a maximum of $150,000;

·          location of borrower’s current job or residence and location of property to be purchased;

·          borrower is a first-time buyer or a “move-closer” buyer—one who sells primary residence to buy another one that is substantially closer to the transit corridor; and

·          satisfactory credit.

Heart will officially launch the Opening Doors in Our Community, home buyers assistance program once they have reached a Reserve Credit of $1.5 million with the help of private-sector businesses. Once this Reserve Credit has been met, this will leverage $50 million in primary mortgage loans below market terms.

Visit HEART of San Mateo County for information regarding qualification factors and which occupations may qualify for the Opening Doors in Our Community program.

Energy Efficient Homes - Tax Credit to Homeowners

by Samia S. Morgan

As we take time now to gather receipts and information for our 2007 income tax returns we are often not aware of all the income tax credits that we may be allowed. Did you know that as homeowners, we are allowed an additional tax credit for improving the energy efficiency of our homes?

 

Under this tax law, homeowners are provided a 10% credit for purchasing energy efficient improvements for your existing main place of residence in the United States. In order to be eligible for this tax credit, the items purchased have to meet specific criteria as set forth by the 2000 Energy Conservation Code.

 

The following items are eligible:

 

  • Insulation systems that reduce heat loss/gain
  • Exterior windows (including skylights)
  • Exterior doors
  • Metal roofs (meeting applicable Energy Star requirements)

 

Tax credits are also offered to taxpayers for expenses to the home that qualifies as a residential energy property. A residential energy property is also determined by meeting specific requirements as set forth by the Secretary of The Treasury.

 

Eligible expenses include the following:

 

  • $50 for each advanced main air circulating fan
  • $150 for each qualified natural gas, propane, or oil furnace or hot water boiler
  • $300 for each item of qualified energy efficient property.

 

Additional credits can be taken for the following:

 

  • Qualified solar panels
  • Qualified solar water heating equipment
  • Qualified fuel cell power plant

 

For more detailed information on Energy Credits for Homeowners, including maximum allowable credits, visit the IRS website.

How to Make Small Rooms Look Bigger - Top Ten Tips

by Samia S. Morgan

When deciding to sell your home it is important to take the steps necessary to ensure that the rooms in your home are properly “staged” to appeal to prospective buyers. This may harder than expected as we all have rooms in our home that may be on the smaller side and hard to decorate. What can really be done with a small room?

 

Below is a list of ten tips to help you open up the small spaces in your home to appear larger and inviting to prospective buyers.

 

 

  1. The use of light colors such as pastels, neutrals and white are a better alternative to “bright” or dark colors.

 

  1. For your furniture, rugs, etc. you should select different shades and textures of the one color you select from above.

 

  1. Lighting is critical when trying to create an illusion of a larger space. Recessed lighting is ideal for smaller spaces. In the event that this option is too costly, torchiere lighting is a viable alternative as the light bounces off the ceiling and back into the room.

 

  1. Declutter the room.

 

  1. A light colored floor and ceiling will open up the room and make it appear larger.

 

  1. Mirrors are a must as they add dimension to the room by reflecting images, light and colors. Mirrors provide a “see through” feel to the room.

 

  1. Remove large bulky furniture from the room. One or two smaller pieces placed closer to the walls are better than one large piece of furniture in the middle of the room.

 

  1. Don’t clutter the walls with a collection of pictures. Replace the many pictures with one larger picture or painting.

 

  1. Take advantage of the view of your yard and bring the outside in by allowing prospective buyers to see out into your flowerbeds or gardens.

 

  1. Glass tables such as a dining table, end table or coffee table will maintain the “open” and airy feel in a small space.

Your Real Estate Market - How To Know When to Buy

by Samia S. Morgan
As we sit on the edge of our seats to see which way the real estate market will turn next, there are a number of people waiting for the market to hit bottom before they decide to buy. How do you know when is the right time?

Blanche Evans, columninst for Realty Times has outlined a number of indicators to watch for if your are thinking about buying. Keep an eye on your local market and watch for these signs.

  • Inventories Start to Decline
  • The Days on Market Reduce
  • Mortgage Applications Increase
  • Sold Homes Go For Closer to List Price
  • Prices Remain Firm or Rise
  • Incentives Disappear

Some of these factors may already be happening in your area, so don't wait. If you were planning to buy and you were just waiting to see where the market would go, the time may be now. To read the full article, or watch the video, titled Realty Viewpoint: Six Signs It's Time For Home Buyers To Buy by Blance Evans click here.

Tips To Protect Yourself From Identity Theft

by Samia S. Morgan

In a day and age when technology seems to rule a big part of our lives, it is important to make sure that our “identity” is protected. As we have all read the horror stories of the victims of identity theft, there are steps we can take to protect ourselves and our personal information.

 

For starters we should be clear about what identify is and how we are identified as individuals in this high tech world we live in. Identity theft occurs when our personal information is collected without our permission and utilized, most of the time, for criminal activity. What personal information do these people target?

 

1.      Your Name

2.      Address

3.      Birth Date

4.      Social Security Number (SSN)

5.      Credit Card Numbers

6.      and Other Personal Identification Numbers

 

This is the type of information someone would need to open credit card or bank accounts, apply for cellular phone service, purchase vacations packages, forward your mail, etc. So how can you protect yourself from this information getting into the wrong hands?

 

  1. If asked to provide personal information, ask why is it needed, how will it used, if it will be shared and with whom.
  2. Carry the least amount of personal information with you as possible.
  3. When asked for your credit number over the phone or internet, make sure that you know who you are dealing with and the communication line is secure.
  4. It’s always a good idea to take extra security measures when dealing over the internet (i.e. digital signatures and data encryption).
  5. Knowing your billing cycles can prove to be very useful should you not receive your bills in the mail. This could help in determining if you mail has been illicitly redirected.
  6. Order your credit report at least once a year and review for any inaccuracies or any unusual activity.
  7. Report lost or stolen credit cards immediately.
  8. You can also request that your accounts require passwords before any inquiries or changes can be made
  9. Choosing the right password is extremely important. You don’t want anything obvious and you DON’T want to write them down.
  10. Always protect your pin number when using debit machines, bank machines or telephones.
  11. Review your credit card cardholder agreement. A number of companies offer protection from credit card fraud.
  12. Lastly, be aware of your garbage. Anything with the above mentioned personal information on it should not just be thrown out. Shredding this type of documentation (especially financial statements, receipts, etc.) is an effective step in preventing identity theft.

Taking the necessary steps above to protect your identity is not difficult. It’s as simple as being aware of what these identity thieves are looking for and arming yourself with the knowledge on how to properly protect your personal information.

 

 

 

San Mateo Loves its Women - Breast Cancer Awareness

by Samia S. Morgan

After reading national studies that pointed out that fewer women are getting the annual screening, local doctors, Andrea Metkus, M.D. and Harriet Borofksy, M.D.  partnered with Mills-Penninsula Health Services and a number of San Mateo businesses and organizations to bring you San Mateo Loves its Women.

These doctors are passionate about getting the word out that Breast Cancer continues to be a major health concern despite the decrease in the number people getting annual screening. The San Mateo Loves its Women project aims to encourage women to get the annual mammogram and educate people about the importance in doing so.

You can visit the site at www.smwomen.com to learn more about the, doctors, understand why it is important to get a mammogram and various other Breast Health Resources.

In addition you might want to check out the San Mateo Loves its Women list of honor roll partners where you can pick up a calendar with the many Calendar Girls that have their own special message to you about the importance of getting annual screening.

San Francisco Bay Area Resources - Part 2 - Education & Entertainment

by Samia S. Morgan

Here are a few of the Education and Entertainment Internet links that make up the online world of San Francisco Bay Area. I invite you to explore our community and learn more about the history and culture of our beautiful area.

 EDUCATION:
Arundel Elementary School
San Carlos Charter Learning Center
White Oaks Elementary School
Central Middle School
San Carlos School District
Burlingame
Hillsborough
Atherton
Menlo Park
Palo Alto
Portola Valley
Los Altos

ENTERTAINMENT:
Pulgas Water Temple
Hula Halau 'O Kuuleinani
Hiller Aviation Museum
CreoLa
Ristorante Piacere
Amanecer

Please let me know if you have any questions or suggestions of other links you would like to see added. Contact me.

Merry Christmas & Happy New Year!

by Samia S. Morgan

 

WISHING YOU AND YOUR FAMILIES A
HAPPY AND HEALTHY HOLIDAY SEASON.

MERRY CHRISTMAS!

 

San Francisco Bay Area Resources - Part 1 - Community & Government

by Samia S. Morgan

Here are just a few of the many Internet links that make up the online world of San Francisco Bay Area. I invite you to explore our community and learn more about the history and culture of our beautiful area.

City of San Carlos-The City of Good Living
Welcome to Redwood City
Welcome to Belmont, California
Welcome to the City of San Mateo
San Mateo Chamber Of Commerce
South County Fire Authority
San Carlos Police Department
Burlingame
Hillsborough
Atherton
Menlo Park
Palo Alto
Portola Valley
Woodside
Los Altos

If you have any questions or suggestions of other links you would like to see here, please do not hesitate to contact me.

Displaying blog entries 1511-1520 of 1546

Syndication

Categories

Archives

Contact Information

Photo of Samia S. Morgan, Inc. Real Estate
Samia S. Morgan, Inc.
dba Samia Realty Group
BRE# 00967165
San Mateo CA 94403
650-678-3633