Get more of what's coming to you

In this economy, no small business can afford to let receivables go unpaid, so Robert Bovarnick, founder of Bovarnick & Associates, offers five tips for collecting what's yours. For instance, calculate the interest you've already let slide and put that number in writing, along with a date you will start demanding interest. It's a simple step that works every time, according to Bovarnick. Forbes (11/22)

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