Real Estate Information Archive

Blog

Displaying blog entries 1-10 of 23

Trends in Small-Business Lending During 2012

by Samia S. Morgan

Trends in small-business lending during 2012

The volume of U.S. Small Business Administration loans made during 2012 was the second-highest on record, after 2011. Also this past year, banks and small businesses increasingly relied on Internet technology for loan applications, and more businesses looked to alternative lenders for financing, writes Rohit Arora, CEO of Biz2Credit. Fox Business Small Business Center (12/18)

BBB advice to keep your home safe from thieves over the holidays

If you're heading over the river and through the woods to grandmother's house this week, take steps before you leave to protect your home from would-be thieves, warns BBB. Keep gifts and valuables where they can't be seen from the outside, ask a neighbor to watch the house, put lights on timers, and don't forget to lock the doors. WFXT-TV (Dedham, Mass.) (12/22)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

Number of Small Businesses that Would Feel a Tax Hike's Effect Unknown

by Samia S. Morgan

Number of small businesses that would feel a tax hike's effect unknown

President Barack Obama wants to allow tax rates to rise for people who earn more than $400,000 a year; Speaker of the House John Boehner, R-Ohio, has suggested using $1 million as the threshold for tax increases. The impact of either proposal is hard to judge, but some small businesses probably would be affected. Raising rates for those who make more than $500,000 could affect 750,000 small-business owners, according to research by the Treasury Department. The Wall Street Journal (12/19)

Don't get fleeced by letters-from-Santa websites

You should exercise caution before using websites that let your children receive e-mails or letters from Santa Claus, according to BBB. In particular, find out whether such sites share information with other companies, and make sure that your children aren't asked to give out excessive personal details. The Hour (Norwalk, Conn.)/News Hound blog (12/20)

How retailers can protect their customers' credit cards

You can help prevent credit card fraud at your business by ensuring that your company is compliant with Payment Card Industry standards, Sage Payment Solutions says. It's also important to keep detailed credit card records and to have your employees check over payment-processing equipment to make sure it hasn't been tampered with.SmallBizTechnology.com (12/18)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

11 Ways Small Companies Can Skip Big Prices for Business Travel

by Samia S. Morgan

11 ways small companies can skip big prices for business travel

Travel early in the year, use alternate airports and shop prices on the Internet. Those are just three of nearly a dozen money-saving tips this feature rolls out for small businesses. "Business travel can be expensive, especially on a small-business budget, but I've got 11 tips to save you money," Rhonda Abrams writes. USA Today (12/17)

5 reasons to use an automated payroll system

There are several advantages to using a direct-deposit system to pay your employees; for example, it can allow you to save money on paper, postage and other items, writes Stephanie Faris. In addition, automated payroll systems can let you access reports that may be useful for your company. "You'll also be able to export your information to bookkeeping software, which helps you more easily manage your budget," she writes. Intuit Small Business Blog (12/19) 

Want to earn your customers' trust? Start using social media

Consumers tend to view brands that integrate social media as being more trustworthy, according to a study by research firm Mass Relevance. In addition, the research found that 46% of respondents would rather do business with brands that are active on social media.Retail Customer Experience (12/17)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

Business Owners Take a Risky Approach to Retirement

by Samia S. Morgan

Business owners take a risky approach to retirement

Many small-business owners are relying on their ability to sell their companies in order to get the money they need to retire, but this is a risky strategy. "There's a double-whammy if something happens to that company because you'll lose your income and your retirement assets," said Jules Lichtenstein, the author of a report on the issue for the Small Business Administration. Another recent study has also found business owners plan to retire at a later age than do employees. Bloomberg Businessweek (12/15)

TD Bank offers advice for small-business loans

Jay DesMarteau, head of small-business and government banking at TD Bank, provides tips to small businesses on obtaining loans from banks. For example, he says that banks want to see a business plan and that "the most important thing to us is the strength of the business's cash flow." CFO.com (12/14)

How to choose safe toys for children

Toy-related accidents can injure children, so it's important to be careful when purchasing toys this holiday season. Pick toys that are appropriate for the child's age, and be wary of older toys, which may not comply with new safety regulations, BBB says. Also, checkwww.recalls.gov for information about toy recalls. Newton Citizen (Covington, Ga.) (12/17)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

 

How to Take a Vehicle Deduction

by Samia S. Morgan

How to take a vehicle deduction

It's important to supply the necessary documentation if you want to take a vehicle deduction, Bonnie Lee writes. The best approach involves recording your vehicle's odometer reading at the beginning and end of the year, among other steps, she adds. "Remember, if you work from a home office, your business mileage begins in your driveway. Trips to the office supply store, to visit clients or to attend business meetings are all deductible," she writes. Fox Business Small Business Center (12/14)

Locksmith stays in business by focusing on trust

Emphasizing customer service and building a culture of trust have helped Charles Skobrak's locksmith shop stay in business for 50 years. "We treat everybody like family," Skobrak said. "You have to trust in the employees and have hope they trust in us that they're secure in their jobs." Skobrak's family members are involved in running the shop, which is in Stockton, Calif.The Record (Stockton, Calif.) (tiered subscription model) (12/16)

Why local search is important to your business' success

Forty percent of respondents to a survey by YP say they use local search daily. Respondents who have smartphones and tablets in addition to computers use local search more frequently than those who do not, the survey found. NetworkSolutions.com (12/14)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

Do You Need Insurance to Guard Against Online Attacks?

by Samia S. Morgan

Do you need insurance to guard against online attacks?

Small businesses such as law firms or accounting agencies are vulnerable to hackers, Ryan Hanley writes. Some companies are offering cyberliability insurance policies to mitigate the risk posed by online attacks, but it's important to do your homework before buying coverage, he writes. "Talk with your insurance professional in depth to make sure you understand what you are purchasing." Small Business Trends (12/13)

BBB tips for smooth travels this holiday season

If you plan to travel this holiday season, be wary of deals that seem too good to be true, and always pay with a credit card, advises BBB. Also, don't try to take wrapped presents with you if you're flying, because the boxes may be opened for security reasons. Dayton Daily News (Ohio) (12/15)

How to take advantage of the latest Web trends

It's a good idea to stay informed about the latest trends on the Internet so your business can tap into them, according to Jessica Bowman, founder of SEOinhouse. Identify trending topics by using monitoring tools such as HootSuite, and develop content that relates to them, she recommends. Entrepreneur online/The Daily Dose blog (12/12)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

 

New Website Helps Consumers Avoid Investment Fraud

by Samia S. Morgan

New website helps consumers avoid investment fraud

The FINRA Investor Education Foundation and BBB have created a website, BBB Smart Investing, designed to help consumers spot fraudulent or risky investments. The website may be especially useful given that FINRA research has determined that many people overestimate their level of financial knowledge. "Even though BBB has always investigated investment scams, this gives us a whole new portfolio of prevention tools to offer to consumers," said Carrie Hurt, president and CEO of the Council of Better Business Bureaus.American City Business Journals/Finance Etc. blog//Denver (12/13)

Fewer SBA loans given to firms hit by Sandy than by other disasters

Fewer businesses affected by Superstorm Sandy have received loans from the Small Business Administration compared with other recent disasters. High loan requirements and business owners wary of taking on more debt are among reasons for the low number of loans. The Wall Street Journal (12/13)

Facebook's new privacy features give users more control

Facebook has updated its privacy controls to give users more ways to manage their content. Among the new features are an updated Activity Log, a Request and Removal tool, and new shortcuts to privacy controls. Entrepreneur online/The Daily Dose blog (12/13)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

How to Prepare Your Business to Sell

by Samia S. Morgan

 

How to prepare your business to sell

If you're planning to sell your business, it's important to work with experts, develop a growth strategy and make sure things are running smoothly. "The most important thing to do is to make sure your business is performing as well as it can," said Curtis Kroeker, general manager of BizBuySell. Entrepreneur online/The Daily Dose blog (12/11)

Small merchants, holiday financing and the fine print

Owners of small businesses can avoid headaches by carefully choosing which credit cards they use to finance personal holiday season spending, and those cards should be personal cards rather than business credit cards, experts say. The Washington Post/On Small Business blog (12/12)

How businesses can build trust through data-privacy management

Businesses should take a proactive approach to data-privacy management to establish trust with the public, writes Chris Babel, CEO of TRUSTe. Company leaders should assess their current policies and provide customers with the transparency and choice they crave, he writes. "Simple and easily accessed privacy policies -- giving consumers the choice to participate or not -- have been demonstrated time and again to increase consumer confidence." Adotas (12/11)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

 

What Not to Do When You Offer Free Shipping

by Samia S. Morgan

 

7 BBB tips for buying gift cards this holiday season

Many people buy gift cards during the holiday season, but you should keep certain things in mind when doing so. Get your gift cards from trusted sources, and check the fine print before making a purchase, BBB recommends. Also, be cautious about getting a gift card for a company that is on shaky financial footing. Lebanon Daily News (Lebanon, Pa.) (12/11)

What not to do when you offer free shipping

Offering free shipping can be a good way to boost sales, but it shouldn't be the only tactic you use to promote your business. "You are selling the product; you are not selling free shipping," said shipping expert Chris Malta. It's also a mistake to assume that free shipping is all your customers want; they might prefer other types of promotions. Entrepreneur online (12/10) 

Veterans leave the military, start businesses

Military training does a good job of preparing veterans for the risks involved with business ownership, but raising capital can still be difficult. "Veterans who have served just four years in the military usually leave with more leadership and problem-solving experience than most others do in their lifetime," said Kevin Rosenberg, a Navy veteran. "But most civilians don't recognize this, especially loan officers." The Entrepreneurship Bootcamp for Veterans With Disabilities, which was launched a few years ago, is addressing some of the challenges faced by veterans. MSN/Business on Main (12/10)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

Using Customer Service to Generate Profit

by Samia S. Morgan

Using customer service to generate profit

With some clever thinking, it's possible to offer customer service that actually generates profit for your company, writes John Jantsch. "The way to do this is make it a formal package, think about it like a product and offer it either as a tangible added value or as an à la carte offering," he writes. For example, you can hold regular question-and-answer sessions or create online courses to educate your customers. Duct Tape Marketing (12/7)

Building trust through a reciprocal business relationship

A business can develop successful relationships with other companies by referring customers to them and offering other kinds of assistance, writes Hayley Spencer. Reciprocity is a key ingredient in creating trust in these relationships, she notes. "If one business continually provides another with assistance, leads, referrals and resources while the other business does not reciprocate, eventually the business relationship will sour." B2C Marketing Insider(12/10)

Ford report on cultural trends places high value on trust

Trust is an important new currency, particularly between brands and the 20- to 30-year-old consumer, according to a "Looking Further with Ford" consumer-trends report. John Gerzema, executive chairman of BrandAsset, says that trust has eroded by 50% since 2001, but that it has risen 35% as a brand asset. Harvard Business School cultural anthropologist Grant McCracken says, "The name of the game is absolute transparency." MediaPost Communications/Marketing Daily (12/6)

 

Samia Morgan is proud to be listed with the Better Business Bureau - 
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

BBB - TrustBrief - Advancing trust in the marketplace

Displaying blog entries 1-10 of 23

Syndication

Categories

Archives