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Displaying blog entries 1-8 of 8

What government proposals mean for small businesses

by Samia S. Morgan


The federal government has proposed several initiatives to try to spur small-business hiring and growth, including eliminating capital gains taxes on small-business investments and raising the maximum guarantee for Small Business Administration loans. But experts say other proposals could hurt growth and hiring, including the expiration of tax cuts for high-income workers and the 1099 provision of the health care law. The Washington Post/Capital Business blog

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Less ambiguity = more change

by Samia S. Morgan

Less ambiguity = more change
When you need your team to implement a change, lofty goals won't do, according to Dan and Chip Heath. Big ideas are ambiguous, and ambiguity breeds fear and aversion. So rather than pushing a vague goal such as "customer service," give your employees a concrete behavioral task -- such as calling for backup whenever two customers are waiting in line. Fast Company (9/2010)

Samia Morgan is proud to be listed with the Better Business Bureau -
BBB Accredited business since 03/01/1994

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4 ways to keep your best people

by Samia S. Morgan


Retaining good employees can be tough, but providing fair compensation and encouraging workers to share suggestions or concerns with you can help, writes Amanda Stillwagon. She also recommends providing ample opportunities for growth along with being flexible and transparent. Small Business CEO

Samia Morgan is proud to be listed with the Better Business Bureau -
BBB Accredited business since 03/01/1994

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Remember you're the boss -- even when your employees are family

by Samia S. Morgan


Every business needs a clear boss and pecking order, writes George Cloutier. In this case study, a business owner gives his two sons equal vice president positions and cuts his own pay, which leads to a lack of authority and respect at the company. "You may be the owner, but nobody cares unless you act like the boss -- on every level," Cloutier writes, recommending the owner restore his pay and give his sons specific jobs.

Read more by visiting Bloomberg Businessweek

Samia Morgan is proud to be listed with the Better Business Bureau -
BBB Accredited business since 03/01/1994

Your San Mateo Real Estate Advisor

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San Mateo Schools Open Soon

by Samia S. Morgan

On August 31, 2009 you will hear the bell ring for the San Mateo school district which is the first day of school. 

This is a very exciting time for your children regardless of age, so make the most of it.

Start them off with a healthy breakfast and make sure they have a healthy lunch to take with them or the schools provide what your child needs.

To make the morning go smoothly have them choose what they are going to wear the night before, pack their back packs with the right esstenials and look over their schedule of classes.  If your child is young take them to the school and show them around so they will be familiar with the settings.  It is always a good idea to have them meet their teachers and other school officals.

This will give your younger children a sense of security and build their self esteem.

You can gather more information from the San Mateo ISD website by visiting. San Mateo-Foster City School District.

Remember to make a note on your calendar for the Parent/Superintendent Coffee Chats.  Stay informed and a great way to know what is going one with your childs school.

 

Cash for Clunkers

by Samia S. Morgan

By now you have most likely heard about the Cash for Clunkers.  If you feel you qualify for this rebate make sure you do your homework before assuming you can trade that old clunker in for a new one.

Visit www.CARS.gov for information on how the Cash for Clunkers rebate system works.

Here are some important thing to know:

Consumer Bill of Rights:

  • Qualified consumers may participate in the CARS Program between July 1, 2009 and November 1, 2009 or when authorized funds are no longer available.
  • Qualified consumers will receive a credit of $3,500 or $4,500 for an eligible trade-in toward the purchase of lease of an approved vehicle under CARS Program.
  • Qualified consumers will receive the $3,500 or $4,500 credit at the time the purchase their new vehicle.
  • Dealers must provide consumers with any other advertised rebates or discounts in addition to the credit they receive through the CARS Program.
  • Consumers should expect to conduct their deals at their dealership of choice, not on the Internet.
  • Consumers should expect the dealers to provide their best estimate of the scrap value for their eligible trade-in vehicle. Dealers are allowed to deduct $50 from this value for their administrative costs.
  • Consumers should expect that all information collected through the CARS Program will be kept confidential. Social Security numbers are not required for a CARS transaction.

New Amendment To The Rule


The agency amended its rule implementing the CARS program. Dealers may now choose to disable the engine of the trade-in vehicle after they receive payment from the government for the credit (not more than seven calendar days after payment). However, until the vehicle’s engine is disabled, the dealer must store the vehicle at a location under the control of the dealership.

In addition, because New Hampshire and Wisconsin do not have an insurance requirement under State law, trade-in vehicles registered in these two States are exempt from the one-year insurance requirement.

Remember to visit www.CARS.gov for information.

Gas Prices on the Rise Again!

by Samia S. Morgan

Gas prices are no where near the prices a year ago, but they are on the rise again.  Stay informed and find the best gas prices in the area by visiting the link below.

San Mateo, California Gas Prices

Managing Asthma In the Home

by Samia S. Morgan


Improving and maintaining good indoor air quality is key in asthma management and limiting the presence of irritants in the air in your home. Below are a few steps you can take to improve air quality in your home as found in the article Creating an Asthma-Safe Home by KidsHealth.

Improving Air Quality

  • Don’t allow smoking in your home. Quit or smoke outside.
  • Use unscented or non-aerosol varieties of household cleaning products.
  • Verify that all your gas appliances are properly vented outside.
  • Run air conditioning when pollen or mold counts are high or when there are ozone or pollution warnings.
  • Change air conditioning filter regularly.
  • Reducing the Presence of Dust Mites
  • Vacuum and dust regularly.
  • Avoid the use of feather or down pillows or comforters.
  • Wash your children’s bedding in hot water and also dry it on a high setting.
  • Cover mattresses, pillows and box springs with mite-proof covers. Regularly wipe down covers.
  • Remove carpeting in your child’s room.
  • Window coverings in your child’s room should be easily washed or cleaned. Horizontal blinds are not recommended as they accumulate dust on their multiple surfaces.
  • Store children’s books in a room other than his or her bedroom
  • Keep stuffed animals to a minimum. Favorite plush toys should be washed and dried regularly on the hot settings. Placing plush toys in a plastic bag in the freezer for a minimum of 5 hours will also kill any dust mites present.
  • Avoid using a humidifier particularly in your child’s room.


Reducing Moisture and Mold

  • Fix leaky pipes, faucets, or roofs. Clean and repair roof gutters regularly.
  • Make sure your bathrooms and basement are well ventilated. Install and use exhaust fans to help lower moisture in these areas.
  • If you have any damp closets, clean them thoroughly and leave a 100-watt bulb on all the time to increase the temperature and dry out the air.
  • Run a dehumidifier in the basement or other damp areas. It's important to empty and clean the water pan often.
  • Remove wallpaper and wall-to-wall carpeting from bathrooms and basement rooms.
  • Run the air conditioning (this is especially helpful if you have central air), making sure to change the filter monthly.
  • Avoid houseplants, which may harbor mold in their soil.
  • Clean any visible mold or mildew with a solution that's one part chlorine bleach to 10 parts water. Don't paint or caulk over moldy surfaces without cleaning them first.
  • When painting bathrooms or other damp areas of your house, use anti-mildew paint.
  • If there's visible mold on ceiling tiles, remove and replace them. Also check to see if there's a leaky pipe that may be causing the problem.
  • Replace or wash moldy shower curtains.


Pets in the Home

  • Keep pets outside. If you can't, at least keep them out of your child's bedroom and playroom.
  • Wash and brush your pet every week.
  • Make sure your child doesn't play with or touch your pet and keep him or her away from the litter box if you have a cat.
  • Wash your hands every time you touch your pet.
  • If you have a pet that lives in a cage, keep it in a room that your child doesn't spend time in regularly. Also, have someone other than your child clean the cage daily.


For more detail information and tips how to create an asthma-safe home visit the KidsHealth website and talk with your child’s doctor about their specific triggers.

Many of us have allergies, and children with asthma, and we want to ensure family members live and play in surroundings that won’t aggravate this chronic disease, and this starts at home. When it comes to children, we want to keep them as safe as possible; however the reality is we have little control over conditions outside of our own homes. By beginning with your own home you can implement a few no-cost or low-cost lifestyle changes that will help turn your house into an asthma safe home, for family members suffering from this condition.

Identifying the Triggers Allergens
If you are unsure what triggers are specific to your child, or children, with asthma, please consult your physician, as they will be able to help identify these triggers and advise you in this regard. Some of the more common triggers, allergens, found in our homes include:

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Samia S. Morgan, Inc.
dba Samia Realty Group
BRE# 00967165
San Mateo CA 94403
650-678-3633