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Mold in Your Home - What to Look For

by Samia S. Morgan
As homeowners we should be aware of the existence and dangers of mold in our homes and how to address the issue before it gets out of control. A lot of times we are unaware that mold may be growing in the corners behind appliances after a water leak, or in the walls of our bathrooms without proper ventilation which is a “growing” concern if you are looking to sell your home.

Realty Times Columnist, Phoebe Chongchua has written an informative article that explains the seriousness of mold in our homes and what to look for in a home that you may want to purchase. Read the following article to familiarize yourself with some of the more common signs.

Local Student Becomes The Teacher - Homeownership for Teachers 101

by Samia S. Morgan

Are you a teacher, discouraged and wondering if you will ever be able to purchase your home? Well help is here. A local senior student from Oakland's MetWest High School has prepared and presented his senior thesis project that gave one teacher the education and confidence to pursue her dream of owning her own home.

Huber Trenado chose to combine education and homeownership as his senior thesis project and began his journey of learning about the real estate market and the loan process to prepare himself for a symposium he organized on the topic.

After a nine month internship with a local real estate company and the help of a panel of experts, that Huber recruited himself, he was able to bring the basics of homeownership, and hope, to teachers who felt they could never afford to buy their own homes.

I want to give back to teachers because those are the people who have helped me grow said Huber.

Read more about Huber Trenado's journey and the teacher he helped become a homeowner in the San Francisco Chronicle article, Student has all the answers for teacher to buy a home published on SFGate.com.

Happy Father's Day!

by Samia S. Morgan

HAPPY FATHER'S DAY!

I cannot think of any need in childhood as strong as the need for a father's protection.

-- Sigmund Freud

 Wishing you and your families a Happy Father's Day. If you want to mix it up a little and treat your dad to a Father's Day dinner out, the ZagatBuzz, San Francisco Edition has offered a few restaurant suggestions for all types of dad's.

  • The Fun-and-Games Dad
  • The Don't-Make-a-Fuss Dad
  • The Wheeling-and-Dealing Dad
  • The Only-the-Finest Dad 

Check out the article Celebrating Father's Day for the restaurant that suits your dad.

Secrets To Preparing Your Home For Sale

by Samia S. Morgan

It's not much of a secret anymore, but home staging is a growing trend that can expedite the sale of your home and attract potential buyers.

To prepare, or "stage" your home it is a good idea to start with your front yard. This is where first impressions are formed. Ideally you want your yard to be tidy and well groomed.

Some things you can do to spruce up your yard could be:

  • A thorough wash of the siding or fresh stain
  • Lawns, shrubs and tress should be trimmed
  • Flower beds and pots should be weed free

Once you have created an inviting and clean front yard, potential buyers will want to enter the home for a closer look. There are a few basic home staging techniques that you can follow for the interior of your home that may help seal the deal.

  • All rooms and hallways should be clutter free
  • Try to rid your home of any strong odors that may turn off potential buyers (i.e. pet odors, cigarette smells, or strong candle scents)
  • Keep you "personal" knick knacks, collections and family photos to a bare minimum
  • You may have some smaller rooms in your home. To have these rooms appear bigger, try removing some of the unnecessary or extra furniture

First impressions can make or break the sale of your home, so don't miss out. A little clean up can go a long way.

Happy Memorial Day!

by Samia S. Morgan

HAPPY MEMORIAL DAY!

Wishing you and your families a Happy Memorial Day.

 Today (Memorial Day) at 3:00 p.m. there will be a National Moment of Remembrance to commemorate the U.S. men and women who have made the ultimate sacrifice for our country.

I hope you will find time to observe this day with friends and family in your own way.

Be safe and healthy. Happy Memorial Day.

Your Credit Score - What You May Be Doing Wrong

by Samia S. Morgan

When buying a home, or any large purchase for that matter, it is important to familiarize yourself with your credit score and the role you play in reaching this score . It is your FICO score that will indicate to lenders if they  should lend you the money, charge you more, or flat out reject your request for financing.

Don't defeat yourself before you get started. The article 6 ways to kill your credit score has some invaluable information about how we can sabotage our own credit and sometimes without knowing it.

Stay on top of your credit score and review your credit report regularly. This will limit the potential for errors that can also negatively affect your FICO score.

Now We're Moving; Where Do The Kids Go To School?

by Samia S. Morgan

Deciding to make a move can be stressful, and then to have to make a decision about where your children will attend school adds additional pressure.

There are numerous resources available to assist you with your search for the right educational facilities for your kids and to help you get started you may want to take a look at the following school listings:

From Great Schools.

FHA Offers Alternative to Subprime Loans

by Samia S. Morgan

What is in store for first-time home buyers and people with less than perfect credit seeking subprime home loans? For a number of these consumers a subprime loan may have been there only chance at becoming a home owner, but there is now an alternative.

In light of the recent downward spiral the subprime mortage industry has taken, the Federal Housing Administration has stepped up by expanding and offering their insured mortgages to credit-impaired and first-time home buyers. You can read more about it in the article FHA steps in to emerging subprime lending void.

Rising Trend for Single Women in Real Estate

by Samia S. Morgan

Don't count out single women when it comes to buying real estate. Home purchases made by single women are on the rise. 12 years ago, nearly 70 percent of home purchases were made by couples but that has now declined by 10 percent.

According to the National Association of Realtors home purchases made by single women rose from 14 percent in 1995 to 22 percent last year.

Read more about this rising trend in the article "More single women are seeking security of home ownership" from the Sacramento Bee.

Displaying blog entries 1531-1539 of 1539

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Photo of Samia S. Morgan, Inc. Real Estate
Samia S. Morgan, Inc.
dba Samia Realty Group
BRE# 00967165
San Mateo CA 94403
650-678-3633